PAN Encryption: Yes, we can standardize now By Jason Way, ISSA member, Northern Virginia, USA Chapter Originally published in the ISSA Journal, July 2009, reprint permission ISSA, Inc.
The purpose of this article is to suggest a PAN encryption solution utilizing existing technology in a manner that is both standardized and interoperable.
Abstract: Following up on an article addressing Personal Account Number (PAN) encryption, this submission expands on some of today’s common practices related to payment card industry encryption techniques. While most articles are written explaining the need for PAN encryption or the challenges associated with doing so, this article draws light to existing methodologies that can be utilized to encrypt the PAN. The purpose of this article is to suggest a solution utilizing existing technology in a manner that is both standardized and interoperable. Moreover, if these techniques were employed, the industry could begin encrypting the PAN in a matter of months, not years.
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